Once upon a day last month, I wrote a check for a large amount of money but told the receiver of the check to wait a week to take it to the bank, because I didn't know how much money was in my checking account and promised I would be sure there was enough money in it. They complied.
I was SOOOO EXCITED!!! I had written my first check! even though I've had a checking account for about a year....or something. I felt like a grown up! HOT HOT HOT! And plus, now I had the chance to go talk to the fun bank tellers! They're always so nice.
However, my sister told me I could transfer funds from my savings to my checking online, so I tried that but couldn't find my checking account.
I explained to the teller (a chill, Hispanic young woman with a sweet, sassy attitude I could befriend) that I wanted to transfer funds into my checking account. She looked it up but only found my savings.
"Are you sure you have a checking?" she asked.
"Um, yeah," I sassed. "I opened one a long time ago. I've already written a check, so I better have one."
"Nuh-uh, really?" she said.
"Yeah, I have a checkbook."
"Are the checks in your name?"
"Yeppers. It's in my car. Do you want me to go get it?"
"Yeah, let's take a look."
I flopped away and brought in the book full of checks with my name and address on them. She searched again and still couldn't find a checking account.
"So, I've been wandering around with checks in my name but with no account?" I confirmed.
"It looks like it," she replied.
"Nice!"
Finally, the problem was solved when one of the bank managers helped me open a checking....again! Apparently, whoever I originally talked to ordered the checks but forgot to set up the account.
So, the moral of the story today, children, is that you don't need a checking account to write and own checks in your name.
No comments:
Post a Comment